Privacy Policy

Facts WHAT DOES WOOD & HUSTON BANK
DO WITH YOUR PERSONAL INFORMATION?
Rev. 1/11
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
 
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number and Account balances
  • Credit history and Income
  • Payment history and Transaction history
When you are no longer our customer, we continue to share your information as described in this notice.
 
How? All financial companies need to share Customers personal information to run their everyday business. In the section below, we list the reasons financial companies can share their Customers personal information; the reasons WOOD & HUSTON BANK chooses to share; and whether you can limit this sharing.
Reasons we can share your personal informationDoes WOOD & HUSTON BANK share?Can you limit this sharing?
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No – Does not provide an Opt–Out
For our marketing purposes – to offer our products and services to you Yes No – Does not provide an Opt–Out
For joint marketing with other financial companies Yes No – Does not provide an Opt–Out
For our affiliates' everyday business purposes – information about your transactions and experiences No No – We don't share
For our affiliates' everyday business purposes – information about your creditworthiness No No – We don't share
For nonaffiliates to market to you No No – We don't share
Questions? Call 660-886-6825 or go to www.woodhuston.com
Who we are
Who is providing this notice? WOOD & HUSTON BANK
 
What we do
How does WOOD & HUSTON BANK protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does WOOD & HUSTON BANK collect my personal information? We collect your personal information, for example, when you
  • Apply for a loan or
  • Open an account or
  • Use your credit or debit card or
  • Make deposits or withdrawals from your account or
  • Tell us about your investment or retirement portfolio
We also collect your personal information from other companies.
Why can't I limit all sharing? Federal law gives you the right to limit only
  • sharing for affiliates' everyday business purposes – information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
 
Definitions
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.
  • Wood & Huston Bancorporation
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.
  • WOOD & HUSTON BANK does not share with nonaffiliates so they can market to you.
Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • Such as Financial Service Companies
 
Other important information
You have other privacy protections under applicable state laws. To the extent these state laws apply, we will comply with them when we share information about you.


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