Personal Savings

SmartSavings
  • $10.00 minimum automatic transfer from checking to savings
Money Market Account
  • Pays interest on all balances
  • Interest accrued daily, compounds monthly
  • Access to account with limited number of checks and transfers
  • Monthly detailed statement
  • No service charge on balances greater than $1000
  • FREE Online Banking
  • FREE 24 hour Telephone Banking
  • Unlimited withdrawals if made in person
Bonanza Investment
  • Interest Break points are $5000 - $10,000 - $25,000 -$50,000 - $100,000
  • Pays interest daily on all balances above $5000
  • Interest accrued daily, compounds monthly
  • Access to account with a limited number of checks and transfers
  • Unlimited withdrawals if made in person
  • Monthly detailed statement with check images
  • No fee for being below minimum - interest is forfeited
  • $10.00 discount on 1 year Air-Evac membership 
Regular Savings
  • No maintenance fee on balances of $200 or greater
  • Interest accrues daily and compounded quarterly
  • Interest is accrued on all balances
  • Detailed quarterly statement
  • FREE Online Banking
  • FREE 24 hour Telephone Banking
  • FREE ATM Card
  • Unlimited withdrawals if made in person 
Youth Savings
  • No minimum balance
  • Interest accrues daily and compounded quarterly
  • Interest is paid on all balances quarterly
  • Detailed quarterly statement
  • All withdrawals on Youth Savings must be conducted by Custodian
  • FREE ATM Card
Health Savings
  • No minimum balance
  • Interest accrues daily and compounded quarterly
  • Interest is paid on all balances quarterly
  • Detailed annual statement
  • FREE Visa® Debit Card
Christmas Club 
  • No service charge
  • FREE Online Banking
  • FREE 24 hour Telephone Banking
  • Interest accrues daily and paid annually
  • Automatic Debit from your Wood & Huston account for deposits
  • Interest posted to total balance at end of the Christmas Savings Club annual period
  • Direct Deposit option into your Wood & Huston account for fast delivery of your funds


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