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Online Banking

Personal Savings

 

SmartSavings


Higher Savings Rate when you open a SmartChecking account.  All it takes is a $10 minimum transfer from checking to savings each qualification cycle.

 

Money Market Account


If you'd like to earn interest on your money while still having access to the cash you need, our Money Market is perfect for you! Just maintain a minimum balance of $1,000 and the account is completely FREE. Not only that, but you still get limited check-writing and transfer privileges! 

Requirements

  • Certain transfers/withdrawals are limited to 6 per calendar month
  • Minimum $25.00 opening deposit
  • $1000 minimum balance

Features

  • Pays interest on all balances
  • Interest accrued daily, compounds monthly
  • Access to account with limited number of checks and transfers
  • Monthly detailed statement
  • No service charge on balances greater than $1000
  • FREE Online Banking
  • FREE 24 hour Telephone Banking
  • Unlimited withdrawals if made in person

 

Bonanza Investment


Our Bonanza Investment Account offers you tiered interest based on your balance. This way, the more you save the more you make! This account is perfect for long-term savers who want to be rewarded for keeping it up. 

Requirements

  • $25.00 minimum opening deposit
  • Minimum daily balance of $5000 to earn interest
  • Certain transfers/withdrawals are limited to 6 per calendar month

Features

  • Interest Break points are $5000 - $10,000 - $25,000-$50,000
  • Pays interest daily on all balances above $5000
  • Interest accrued daily, compounds monthly
  • Access to account with a limited number of checks and transfers
  • Unlimited withdrawals if made in person
  • Monthly detailed statement with check images
  • No fee for being below minimum - interest is forfeited
  • $10.00 discount on 1 year Air-Evac membership

 

Regular Savings


Our Regular Savings account is perfect for customers who would like to start saving their money and planning for the future. No matter what the size of your balance, you still earn a competitive interest rate on the entire balance. And with a minimum balance of just $200, it's easy to start today!

Requirements

  • $25.00 minimum opening deposit
  • Quarterly maintenance fee on balances less than $200
  • Certain transfers/withdrawals are limited to 6 per calendar month

Features

  • No maintenance fee on balances of $200 or greater
  • Interest accrues daily and compounded quarterly
  • Interest is accrued on all balances
  • Detailed quarterly statement
  • FREE Online Banking
  • FREE 24 hour Telephone Banking
  • FREE ATM Card
  • Unlimited withdrawals if made in person 

Youth Savings


It's never too early to start saving money with Wood & Huston! This account is designed to give young people an introduction into the world of saving and money management. It's FREE for all customers under 18, and never has a minimum balance!

Requirements

  • $5.00 minimum opening deposit
  • Available to individuals under age 18
  • Certain transfers/withdrawals are limited to 6 per calendar month

Features

  • No minimum balance
  • Interest accrues daily and compounded quarterly
  • Interest is paid on all balances quarterly
  • Detailed quarterly statement
  • All withdrawals on Youth Savings must be conducted by Custodian
  • FREE ATM Card

 

Health Savings


HSA's are tax favored consumer savings accounts for individuals and families covered by high deductible health insurance plans. HSA's allow for tax-deductible contributions and tax-free distributions if distributed amounts are used for qualified medical expenses.

 Features

  • No minimum balance
  • Interest accrues daily and compounded quarterly
  • Interest is paid on all balances quarterly
  • Detailed annual statement
  • FREE Visa® Debit Card

 

Christmas Club


Our Christmas Savings Club is perfect for individuals wanting to save money earmarked for holiday spending. No matter the size of your account, you still earn interest on the entire balance. With a minimum deposit of just $10, it's easy to start today! 

Sample Savings Guide:

Fund Size: $250.00, Bi-Weekly: $10.00, Monthly: $21.00
Fund Size: $400.00, Bi-Weekly: $16.00, Monthly: $34.00
Fund Size: $500.00, Bi-Weekly: $20.00, Monthly: $42.00
Fund Size: $600.00, Bi-Weekly: $24.00, Monthly: $50.00
Fund Size: $700.00, Bi-Weekly: $28.00, Monthly: $59.00
Fund Size: $800.00, Bi-Weekly: $32.00, Monthly: $67.00
Fund Size: $900.00, Bi-Weekly: $36.00, Monthly: $75.00
Fund Size: $1000.00, Bi-Weekly: $40.00, Monthly: $84.00

Requirements

  • $10.00 minimum opening deposit

Features

  • No service charge
  • FREE Online Banking
  • FREE 24 hour Telephone Banking
  • Interest accrues daily and paid annually
  • Automatic Debit from your Wood & Huston account for deposits
  • Interest posted to total balance at end of the Christmas Savings Club annual period
  • Direct Deposit option into your Wood & Huston account for fast delivery of your funds
  • Certain transfers/withdrawals are limited to 6 per calendar month