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Personal Lending

Auto Loans


Let Wood & Huston help you get your dream car! We offer flexible terms of up to 60 months on new cars, and will finance any vehicle regardless of age.

Features

  • Available to any qualified individual for auto purchase
  • Monthly repayment basis
  • Flexible terms up to 60 months on new cars
  • Credit Life and Accident & Health insurance available
  • Payments can conveniently be deducted from customer's checking account
  • Any age vehicle eligible for financing
  • 100% financing available based on credit score

Example

A $25,000.00 loan at 4.020% APR for 60 months= $460.71 payment

RV, Boat Loans


Let Wood & Huston help you get on the road, on the lake, or wherever you want to be! We offer flexible rates and terms that we will tailor to your individual needs, along with Credit Life and Accident & Health insurance!

Home Equity Loan


There's money inside your house, and we're not talking about the change in the couch cushions! Our Home Equity Line of Credit gives you access to the money you need at a competitive rate.  Finally, it's tax deductible for most borrowers.

                                                                                                     

Rate Watch

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Adjustable Rate Mortgage


Best suited for unique properties and properties that generate farming income

Rate and payments adjust after period of time

Increases are subject to limits

ARM linked to specific index or margin

Advantages include:

  • Lower closing cost
  • Less documentation required for approval
  • Farms and unique properties accepted

 

Rate Watch

Keep an eye on rates via email. 
Sign up for Rate Watch.

Fixed Rate Mortgage


We understand the complexity of today's mortgage industry and the importance of your home.  That is why we have a dedicated team of specialists to ensure every aspect of your home loan process is completed quickly and efficiently.  Prequalify today!

We specialize in assisting first time home buyers with little or no credit, utilizing programs designed just for them. Contact us now so that we can structure a loan program specific to your situation and needs!

Features

  • Payments remain the same
  • Advantages: predictability & insurance against rising interest rates
  • Zero down payment options
  • Various loan terms with low rates and closing costs



Ways to Make Your Loan Payments