Privacy Policy

Rev. 10/21
 
Facts

WHAT DOES WOOD & HUSTON BANK
DO WITH YOUR PERSONAL INFORMATION?

Why?

 

Financial companies choose how they share your personal information.

Federal law givesconsumers the right to limit some but not all sharing.

Federal law also requires us to tell you how we collect, share, and

protect your personal information.

Please read this notice carefully to understand what we do.

 
What?

 

The types of personal information we collect and share depend on

the product or service you have with us.

 

This information can include:

* Social Security number

* Income

* Account balances

* Payment history

* Transaction history

* Credit history

 

SmartMobile Apps -

* Location - Used for geofencing and beacon scanning essential for

advertising/marketing campaign delivery

* UserID - Pulsate creates a random user GUID upon initial app access,

which is later used during every connection with Pulsate. This GUID is

unique for each device/app and changes after every app reinstall.

This ID is used for identifying a user and sending campaigns

* Product Interaction - Pulsate tracks user's app entry, app exit and

pages viewed within the app.

* Name - Pulsate collects user's first name for product personalization

purposes.

When you are no longer our customer, we continue to share your

information as described in this notice.

 

 

How?

All financial companies need to share customers personal information

to run their everyday business.

In the section below, we list the reasons financial companies can share

their customers personal information; the reasons Wood & Huston

chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information Does WOOD & HUSTON BANK share? Can you limit this sharing?
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No
For our marketing purposes – to offer our products and services to you Yes No
For joint marketing with other financial companies Yes No
For our affiliates' everyday business purposes – information about your transactions and experiences No We don't share
For our affiliates' everyday business purposes – information about your creditworthiness No We don't share
For nonaffiliates to market to you No We don't share
Questions? Call (660) 886-6825 or go to www.woodhuston.com
Who we are
Who is providing this notice? WOOD & HUSTON BANK
 
What we do
How does WOOD & HUSTON BANK protect my personal information?

To protect your personal information from unauthorized access and use, we use

security measures that comply with federal law.

These measures include computer safeguards and secured files and buildings.

How does WOOD & HUSTON BANK collect my personal information?

We collect your personal information, for example, when you

* Open an account

* Apply for a loan

* Use your credit or debit card

* Make deposits or withdrawals from your account

* Tell us about your investment or retirement portfolio

We also collect your personal information from other companies.

We also collect your personal information from other companies.
Why can't I limit all sharing?

Federal law gives you the right to limit only

* sharing for affiliates' everyday business purposes — information about your

creditworthiness

* affiliates from using your information to market to you

* sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

 
Definitions
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.
  • Wood & Huston Bank does not share with our affiliates
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.
  • WOOD & HUSTON BANK shares information with nonaffiliates so they can assist with marketing the bank's products and services to you but does not allow nonaffiliates to use your information to market any third party services.
Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • Our joint marketing partners incluude Such as Financial Service Companies
 
Other important information
You have other privacy protections under applicable state laws. To the extent these state laws apply, we will comply with them when we share information about you.