Knock it out of the park with Wood & Huston Bank!


Receive a Free Tervis® stainless steel tumbler or water bottle when you open a new checking account.


Choose the checking account that works with YOUR style

Choose Security Choose Value Choose Interest  Choose A Fresh Start
SmartSecureSM          SmartValueSM          SmartRewardSM          StartFreshSM         

Identity Protection Like No Other!


For customers looking for more value that found in free checking accounts.

For customers looking for more interest and free nationwide ATM refunds.

For customers who have had difficulty opening a checking account.

  • Credit Report Monitoring
  • Cellphone Monitoring
  • MyScoreBuilder®
  • ATM Refunds2
  • Rebates
  • ATM Refunds2
  • Disappearing Fee1
  • Interest3
  • Automatic ATM Refunds2
  • Disappearing Fee1

Open a checking account today and recieve a Free Tervis® tumbler or waterbottle.

Loads of features to use YOUR way.  Here is a sampling of our most popular services.





Video Teller   
Extended Hours   
Custom Photo    
Debit Card    


*Limited Time Offer

  1. Monthly fee of $3.95 gets reduced $0.25 for every debit card purchase. Make 16 or more purchases
    that post and clear during the qualification cycle and the fee is eliminated.
  2. ATM fee reimbursement limited to $20 per cycle. See bank for details.
  3. The Annual Percentage Yield (APY) for the SmartReward checking is 0.55% on balances
    $0.01-$10,000.00, 0.20% APY on balances $10,000.01 and over when qualifying criteria is met.When qualifying criteria isn’t met, the Annual Percentage Yield (APY) is 0.10%. Rate as of May 15, 2019, rate may change, see bank for details.