- Earn Our Highest Checking Interest1 -Qualifying is easy, just meet these minimum statement cycle requirements:
- 16 Visa® Debit Card purchases that post and clear
- One ACH auto debit or direct deposit that post and clear
- Receive your statements electronically (eStatements)
- Access FREE Online Banking
- FREE Nationwide ATM Refunds2 - Use any ATM, anywhere and we'll automatically reimburse you for non-network ATM Fees-no paperwork necessary!
- Disappearing Fee3 - Monthly fee of $3.95 gets reduced $0.25 for every debit card purchase. Make 16 or more purchases that post and clear during the statement cycle and the fee is eliminated!
- FREE Electronic Banking Package - Includes Online Banking, Online Bill Payment, Mobile Banking with Mobile Check Deposit, eStatements 4 , 24-hour telephone banking and Quicken® web connect
- FREE Visa® Debit Card
- SmartPhoto and SmartSecure Debit Card Available
- Card Valet®
- Only $25 Deposit To Open
- No Minimum Balance Requirement
- Air-Evac Lifeteam Discount
- Higher Savings Rate when you open a SmartSavings account at the same time as your SmartChecking. All it takes is a $10 minimum automatic transfer from checking to savings each statement cycle.
- We have combined a number of additional services that bring even greater value from your banking relationship. Learn how the SmartBuy Package can benefit you.
- Lower APY applies to balances over $10,000 and when qualifications are not met. See Bank for details.
- ATM fee refunds are limited to $20 per cycle when you meet the minimum cycle requirements.
- ATM transactions do not count as VISA® Debit Card purchases.
- Paper Statements are optional for $3.00 per month.