Commercial Construction Loans

At Wood & Huston Bank, we have the commercial construction loan to fit your needs. Our experienced commercial lending officers have years of expertise in construction financing. They will apply their deep experience while taking time to learn about you and your project to tailor a loan to fit your unique situation. Whether it is working with builders, investors or developers, we will provide the financing needed to move your project forward quickly and cost effectively.

While our line of products can compete with those from much larger banks, as a community-based bank we can structure each loan package to best benefit the individual customer. We offer flexible loan terms and competitive rates to meet a wide range of borrowing needs for commercial building. Construction financing is available for small owner-occupied buildings to large, multiple-unit commercial, retail, or industrial developments.

We know that securing financing is a key part of your business process and oftentimes it’s the difference between closing a deal and not. As a local bank, we are able to make swift loan decisions to ensure our customers are able to take advantage of all opportunities available to them — quickly and cost effectively. Throughout the loan process, we will provide you with valuable support, which doesn’t end when your loan is closed. With an unmatched knowledge of the market, the same banking professionals who helped you choose a loan will also be there to support you throughout the life of your project, and beyond.


All credit products are subject to credit approval. Environmentally sensitive properties may require an environmental insurance policy. Property located in a flood zone may require flood insurance.

Ways to Make Your Loan Payments


Beneficial Ownership

Your business relationship is important to us.  Our goal is to make your business account-opening process as efficient and enjoyable experience for you. Here is what you need to know before opening a business account.