Free checking that gives you money to pay forward to a cause you care about

Kasasa Giving is a free, high-interest checking account that helps you make charitable giving part of every day. Here's how it works: 2.00% APY* and $0.05 per each debit card swipe* are donated to a cause you care about (choose from one of our giving partners to support).

Think about it. The more you use your debit card, the more you help the cause. Multiply that by all the people who choose to pay it forward with their Kasasa Giving account and you can see how big the impact will be. Kasasa Giving. Do you Kasasa?

Kasasa Giving is perfect for you if you want:

• To make a difference for a cause you care about
• To use your debit card (the more you use it the more you help the cause)
• No minimum balance requirements
• Nationwide ATM fee refunds
• Free Online Banking

To donate 2.00% APY* and $0.05 per debit card swipe every month, just do the following:

• Make a minimum of 12 debit card purchases
• 1 ACH auto debit or direct deposit
• Receive your statements electronically (eStatements)
• Access Free Online Banking

If you miss a month, don't worry!

You still enjoy free checking and there's no penalty for not qualifying in a given month. Plus, a base 0.10% APY* is still donated to a cause you care about so you can continue to make a difference every month. You can get right back to growing your donation with 2.00% APY* and $0.05 per debit card swipe the next month you qualify.

MISSOURI BANKING FOR OVER 125 YEARS

*Annual Percentage Yield (APY) effective as of 5/1/2009. Minimum to open account is $25. Rate tiers are as follows: 2.00% APY applies to balances as long as qualifications are met each statement cycle. 0.10% APY applies to all balances if qualifications are not met. All balances will earn 2.00% APY if qualifications are met. Rates may change after the account is opened. Fees may reduce earnings. Qualified debit card purchase is any signature based purchase of $10.00 or more. ATM fee refunds up to $20 per statement cycle.

• Stand Up To Cancer is a new initiative created to accelerate groundbreaking cancer research that will get new therapies to patients quickly and save lives. This is where the end of cancer begins.
• Boys & Girls Clubs of America offer programs and services for boys and girls that instill a sense of competence, usefulness, belonging and influence. 57% said the Club "really saved my life" (Source: BGCA's 2007 National Alumni Survey conducted by Harris Interactive)
• American Humane has worked to protect animals since 1877, providing a voice for the nation's most vulnerable. Envision a nation where no animal will ever be a victim of willful abuse or neglect.

• All qualifications must be met by 3:00 pm, 1 day prior to statement date to receive highest interest yield. Statements process the 2nd Wednesday of each month.
• Next statement date:
• January 13, 2010
• February 10, 2010
• March 10, 2010